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Participating Team

Midnight Coderz

HackIndia Spark 6 – NCR (Central) Region

3 Team Members
Registered for 2026

Problem Statement

19 crore Indians have no credit bureau score and are rejected by banks by default. CreditSight is an AI-powered credit risk engine that scores thin-file borrowers using alternative data, explains every decision via SHAP, and generates RBI-compliant rejection letters — making credit access fair and transparent.

Team Members ID Cards

Official HackIndia hackathon participant IDs

H
HACKINDIA

Participant ID

HI004908

H
Atish Chakraborty

Atish Chakraborty

Dr. B.C. Roy Engineering College, Durgapur

Team

Midnight Coderz

Hackathon

HackIndia Spark 6 – NCR (Central) Region

National Institute of Technology Delhi

HACKINDIA 2026 PARTICIPANT
hackindia.org
H
HACKINDIA

Participant ID

HI004909

H
Pritilata Panda

Pritilata Panda

Asansol Engineering College

Team

Midnight Coderz

Hackathon

HackIndia Spark 6 – NCR (Central) Region

National Institute of Technology Delhi

HACKINDIA 2026 PARTICIPANT
hackindia.org
H
HACKINDIA

Participant ID

HI002542

H
Shriyut Janardan

Shriyut Janardan

Asansol Engineering College

Team

Midnight Coderz

Hackathon

HackIndia Spark 6 – NCR (Central) Region

National Institute of Technology Delhi

HACKINDIA 2026 PARTICIPANT
hackindia.org